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Four-panel full-color finance comic. Panel 1: cartoon HSA jar. Panel 2: big $4500 and $9000 badges. Panel 3: HDHP deductible checklist. Panel 4: calendar marked wait for IRS retirement limits.
Four panels: HSA piggy bank, $4,500 / $9,000 badges, HDHP checklist, wait-for-IRS calendar. Cartoon savers only. · Comic: Topics / Drew’s Comic Newsroom. Source: Finance Pulse. Educational, not advice.

Finance

2027 HSA limits are official: $4,500 self-only, $9,000 family

What happened

Finance Pulse’s Saturday-useful explainer separates what is already locked for 2027 from what is still a forecast. Under IRS Revenue Procedure 2026-24, Health Savings Account contribution limits are official: $4,500 for self-only HSA-qualified HDHP coverage and $9,000 for family coverage, up from $4,400 and $8,750 in 2026. The age-55-plus HSA catch-up stays $1,000. That is the Finance filing: a clean personal-finance scoreboard you can actually use for open-enrollment math — educational only, not advice.

The same piece notes that 401(k), 403(b), governmental 457(b), and IRA limits for 2027 are not official yet. Milliman’s mid-August forecast (after July CPI) still projects a $25,500 employee deferral limit, an $8,500 regular age-50-plus catch-up, and an $11,750 higher catch-up for ages 60–63, but those numbers can still move with August and September inflation. September CPI is due October 14, 2026; the IRS typically publishes retirement cost-of-living adjustments in October or November. Soft teal and gold coins, white gutters, cartoon savers only — never likenesses. Source URL: https://getfinancepulse.com/2027-401k-ira-hsa-contribution-limits/.

Readers also get the 2027 HDHP gatekeeping numbers that determine whether a plan even qualifies for HSA contributions: minimum deductible $1,750 self-only / $3,500 family, and maximum out-of-pocket $8,700 / $17,400. Employer HSA deposits count toward the same annual ceiling. A contribution limit is a ceiling, not a recommendation — and forecasts are not payroll settings.

Why it matters

Open-enrollment season loves a number you can trust. Official HSA caps let households and benefits teams budget now; treating a Milliman 401(k) projection as a January election is how people overshoot or undershoot a match. Color on the twin dollar badges and the wait-for-IRS calendar. White gutters. Readers get official vs forecast, the $1,000 age-55 catch-up note, HDHP deductible floors, and the source URL on the page.

Conclusion

For 2027, HSA contribution limits are already official at $4,500 self-only and $9,000 family under Rev. Proc. 2026-24, while 401(k) and IRA figures remain inflation forecasts until the IRS autumn notice — filed as education only, not advice, per Finance Pulse. Source: https://getfinancepulse.com/2027-401k-ira-hsa-contribution-limits/

Source: Finance Pulse